Different Types of Auto Insurance Claims
After a car accident, a lot of things can go wrong financially. Car damages alone can cost hundreds of dollars, but medical bills for serious injuries can often be more expensive. This can put a lot of people in a financial crisis. However, there may be a way out if the other driver was at fault for the accident. There are various claims you can file with your insurance company for compensation that can cover most of the expenses related to the accident. Talk to a Central New York Car Accidents Attorney for more information on what you can do.
Personal Injury and Property Damages
Personal injury claims include physical injuries like bone fractures, spinal cord damage, soft tissue injuries, and other car accident injuries. In a no-fault state like New York, your injuries can be covered by personal injury protection (PIP) as long as you can provide evidence that the other driver was at fault. These may cover medical bills for initial treatment, ambulance rides, surgeries, and doctor’s visits related to the car accident. In the event of a death, funeral costs may also be covered.
To increase your chances of compensation, you will need physical proof, like pictures of your injuries, the wreckage, and a police report. Your claims adjuster will also expect a copy of your medical records and bills to calculate your total financial losses.
Property damage claims are filed for vehicle damage. Be sure to inform your auto insurance company as soon as possible that your car was damaged in an accident. Try to avoid any vehicle repairs until your insurance company takes a look at the overall damage.
Uninsured Driver Claims
In some cases, the other driver might be uninsured. This is why many people also choose to have uninsured or underinsured motorist coverage on their auto insurance plan. If you have this type of insurance coverage, then your insurance company will be able to cover damages in the event that the other driver has no insurance. An uninsured claim can be filed for multiple car accidents or hit and run accidents.
New York Car Accidents Lawyer
Various damages can be sustained in a car accident. Drivers have the potential to face financial, emotional, and physical losses. Some insurance companies will cover you for these damages, but other insurance companies have been known to offer unfair compensation. This leaves many people in tricky financial situations. You do not have to let this happen to you. Consider hiring an Auburn Personal Injury Lawyer if you believe the other driver caused the accident through negligence.
At Gattuso & Ciotoli we possess over 50 years of legal experience in four different types of legal practices. Contact our law firm at (315) 314-8000 for a free consultation today. You can find our services in Central New York, Syracuse, Watertown, Binghamton, Syracuse, North Syracuse, Camillus, Liverpool, Cortland, and Auburn. We will investigate your claims to determine what other evidence is necessary to increase your chances of obtaining the compensation you need to fully recover from the accident.